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Why HI Velocity Mortgage?


  • Wholesale Rates - The ability for a borrower to shop around for the best rate with various Lenders.
  • More Control - A Mortgage Broker has access to many different wholesale lenders that allow us to communicate with underwriting.
  • Speed and Efficiency - Loans quicker with fewer conditions through the use of the most up-to-date technology.
  • Local Knowledge - As Mortgage Brokers in Hawaii and Washington, our Loan Officers have combined more than 30 Years of experience.
  • No Hidden Costs - We are able to offer you wholesale loan prices without added margins.
  • Exceptional Service - We work hard to reach 100% satisfaction, and meet your close date.

The Right Tools to Help you Every Step of the Way

Step by step guide

An easy way to know your next step

Glossary

Break down the terms and acronyms that will be used

Loan Programs

Learn what loan options are available

Mortgage News

Learn about current topics and trends

Checklist

Keep an eye on your process and stay on track

Contact Us

Ask questions and learn more to get started

Our Reviews!

View our Recent Blogs

Why Mortgage Rates Move: What Every Homebuyer Should Know
Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

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Mortgage Rates Holding Steady… For Now
Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

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Lower Rates? Don’t Relax Just Yet
Lower Rates? Don’t Relax Just Yet

Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.

Read More