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Why Waiting to Buy a Home Could Cost You
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
What Veterans Must Learn About Using VA Loans - An Overview
VA loans are eligible only to military service members, with a few exceptions. It mainly functions as a federally backed loan that veterans use to purchase a home. With its competitive perks and benefits, from no down payments to limited closing costs, it seems like the best loan option available. However, it shouldn’t always be your first option, even if you qualify for it. For this reason, it’s necessary to understand your current financial situation and when you should utilize a VA loan to your advantage.
What Homebuyers Need to Know About the Mortgage Approval Process
Even for those who have worked with mortgages before, the process of getting one approved can still be quite confusing. For those who have never gotten a mortgage, the difficulty can quickly drive them away from ever considering getting one! Despite that seeming difficulty, getting a mortgage is vital for various reasons. For some, it is a way to purchase more expensive homes than they would otherwise not afford. For others, it is a way to alleviate financial stress. Instead of trudging along blindly, it’s best to arm yourself with the knowledge to realize the truth: getting a mortgage is a piece of cake when you know the basics! Are you a first-time homebuyer but are having trouble with the mortgage approval process? If so, here is all that you need to know about the process to familiarize yourself with it: