Recent Articles
Home Sweet Home: 3 Tips for First-Time Home Buyers
Buying your first forever home is both an exciting and expensive process but getting lost in the thrill of the moment can increase your risk of falling into money pits in the real estate market. Purchasing a home is a complex ordeal for beginners and experienced homeowners alike, which is why taking the time to prepare for the biggest investment in your life is crucial. Rushing into a house without considering your budget and other factors can turn your dream home into a nightmare, which is why we’re here to give you a rundown on some basic tips to guide you through the homebuying journey. With that in mind, the tried-and-true tips below should help you get started in the right direction:
Published on 02/20/2025
5 Mistakes First-Time Home Buyers Need to Stop Doing
Buying a home is one of the biggest financial transactions that most people will ever make in their lifetimes. Unfortunately, because it is a complicated process, many first-time homebuyers make costly mistakes that have the potential of hounding them for a long time. Some people end up not buying properties at all due to problems in financing! Everybody who’s ever owned a home started out as first-time homebuyers as well! To make the process smoother, here are five common mistakes many first-timers do that you should avoid doing.
Published on 02/20/2025
5 Debunked Myths and Misconceptions About FHA Loans
Financing is always a complicated issue, wrought with many obstacles and challenges, but given the right understanding and sufficient information, you could quite easily improve your financial standing enough to purchase a home. FHA loans are just one of the things you can consider when thinking about your first home. There are many misconceptions as the complex nature of FHA loans, with these misconceptions often deterring the misinformed. That’s why this article will debunk some of these misconceptions so you can make better financial decisions about buying your new home.
Published on 02/20/2025
Buying Real Estate in Hawaii: 4 Tips You Should Know
Buying a property in Hawaii can be a challenge if you’re not familiar with the local real estate market. Because of this, many homebuyers turn to local real estate agents to represent them in scouting out potential property purchases. However, not all agents know the ins and outs of all the neighborhoods on every island, making it difficult to gauge whether a property is worth its value compared to others. As such, it’s also important that you acquaint yourself with the Hawaiian housing market so that you can make the best investment.
Published on 02/20/2025
The Fundamentals of an FHA Loan - What to Know
Whether you’re still figuring out whether an Ewa Beach FHA loan is most suitable for your needs or are ready to begin the process, knowing its implications can help inform your decisions. Helpful for buyers with limited savings or lower credit scores, an FHA loan may trump a conventional loan. If you’re still on the fence, we’ve compiled everything you need to know about this popular home-lending process.
Published on 02/20/2025
5 Crucial Tips to Know When Preparing for a Mortgage Application
Having a home of your own is the dream of many individuals, but it is not always an easy-to- reach goal for everyone. Most people need financial assistance to buy their ideal home—and that is where mortgage home loans become beneficial. If you are a first-time home buyer in the O’ahu area, we simplified everything you need to know when preparing to apply for a mortgage. Here are the top five things to keep in mind.
Published on 02/20/2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
In 2025, buying a home is more affordable than renting in most U.S. markets. Learn why homeownership remains the smarter long-term investment.
Published on 02/19/2025
Home Prices Are Rising—But That’s a Good Thing!
Home prices are rising at a steady pace, creating great opportunities for buyers and sellers in 2025. Learn how this balanced market benefits you!
Published on 02/13/2025
Thinking About Moving in 2025? Here’s How to Make It Happen!
Thinking about moving in 2025? Learn why so many Americans are relocating and how to turn your dream move into reality with the right planning
Published on 02/05/2025
The Advantages of a VA Loan in 2020
In 2020, EWA Beach VA loans are a mortgage product on the rise. Guaranteed by the U.S. Department of Veteran Affairs, VA loans are favorable for their low-interest rates, liberal subsidies, and benefits. For veterans and military personnel, VA loans come at an affordable cost, waiving a down payment entirely.
Published on 02/04/2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
President Trump's executive order targets housing costs, but mortgage rates remain steady. Learn how these changes impact homebuyers and homeowners in 2025.
Published on 01/29/2025
Things You Need to Know About Refinancing Your Mortgage
It’s important to be really disciplined about your money, including how you manage your loans. Applying for mortgages can help you financially. May it be for your housing or your business, consulting with an expert would be a good idea. Depending on your financial goals, there are a number of mortgages and loans that you can choose from. However, we will be focusing on refinancing your mortgage. Refinancing your mortgage means that you would like to replace your current home loan with a different one that would best suit your lifestyle. You could change your mortgage to pay your loan faster, reduce the interest rate, or switch to a fixed-rate loan from an adjustable-rate.
Published on 01/28/2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Explore mortgage trends and homeownership insights this Inauguration Day.
Published on 01/20/2025
What to Save for When Buying Your Home
How to decide if you have enough savings to buy a home
Published on 01/13/2025
Expert Predictions for the 2025 Housing Market
Find out what the experts are anticipating for 2025 housing
Published on 01/10/2025
How to Buy a Home with Low Income: Yes, It’s Possible!
Learn how to buy a home with low income using practical tips, loan programs, and expert advice. Discover affordable options and assistance programs to make homeownership possible!
Published on 12/11/2024
Affordable Homeownership: 6 Questions to Help Lower Costs
Affording a home in today’s market can feel overwhelming, but there are actionable steps you can take to make it easier.
Published on 12/04/2024
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
While spring and summer are traditionally popular for real estate transactions, the fall and holiday months offer unique advantages that can make buying a home during this period particularly beneficial.
Published on 11/27/2024
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
While living with parents can be a practical solution in certain circumstances, exploring homeownership can offer long-term financial benefits and personal growth.
Published on 11/20/2024
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.
Published on 11/13/2024