Recent Articles
Why Homeownership Is Still Worth It—Even Beyond the Finances
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Published on 06/25/2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Published on 06/04/2025
The Secret Every Successful Home Seller Knows (But Most Miss)
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
Published on 05/28/2025
April 2025 Housing Market Update: A Shift That Favors Buyers
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
Why a Home Inspection Is a Must for Homebuyers
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
4 Tips to Navigating a Seller’s Real Estate Market
Buying a new home can be a daunting task for many, especially if it’s your first. These days, people are in what’s called a “seller’s market,” which basically means there are less homes than people looking for homes. Because of this, sellers tend to be very discerning when it comes to who purchases their home. Here are a few tips to help you stand out from the rest of the buyers:
Published on 04/23/2025
5 First-Time Homebuyer Tips for Finding the Best Mortgage Lenders
Taking that leap from being a renter to a homeowner is an amazing but also nerve-wracking decision to make. Being a homeowner is just one of life’s milestones that mark the beginning of a new chapter in your life. This is why finding the right mortgage lender is that much important. For first-time homebuyers, the following tips can help you find a trustworthy and competent mortgage lender in Ewa beach.
Published on 04/23/2025
5 Relocation Tips When Moving to Hawaii for Military Service
Sandy beaches, turquoise waters, and friendly locals. These are the common reasons why people move to Hawaii. Hawaii is a beautiful palace with eight main islands. Although it’s not geographically located in America, it is a US state. Have you received a Permanent Change of Station (PCS) to this tropical paradise? If you have, then you must be both scared and excited. Luckily, we will give you five tips for a successful move to military life in Hawaii.
Published on 04/23/2025
A First-Time Home Buyers’ Guide to Mortgage Prequalification
As a first-time home buyer, you may already know that making good financial decisions can advance your plans. It can even address your needs and preferences more effectively and for a long time. Fortunately, if you look into getting a mortgage prequalification, you can explore even more opportunities to finance your housing plans and become more financially secure. To further consider this, use this article as your guide to easily get through the process.
Published on 04/23/2025
3 Myths Surrounding Buying a Home in Ewa Beach, Hawaii
Hawaii is an incredible place to live in because of the fantastic beaches, hiking trails, and its beautiful mix with the urban lifestyle. In Hawaii, you can be strolling down a city filled with buildings and end up instantly by the beach. The best part is the climate is the best all year round, so if you’re not a fan of brutally cold winters, this tropical paradise is the place for you! However, many people might have discouraged you from moving to Hawaii for many reasons. They might say it’s too expensive to live there, or that you’ll never get a great deal on a mortgage for a big-enough house. There are many myths shrouding the homebuying process in Hawaii, and here’s what you need to know about various Ewa Beach home loans and other facts of the matter:
Published on 04/23/2025
3 Reasons That Will Convince You to Move to Hawaii
For those that have been living in the same city for the majority of your life, you might sometimes wonder what it’s like to relocate somewhere else and start over a new leaf. If you aren’t satisfied with where you live anymore, you could consider moving to a better place—like Hawaii! The island of Hawaii is famous worldwide for having a sunny disposition all year round. It’s where you can find yourself throwing on t-shirts, shorts, and swimsuits 24/7 without worrying about experiencing the cold weather. Apart from having the perfect climate and inspiring a better lifestyle, it’s a place where families and individuals can live their best life and appreciate Mother Nature in all its glory. If you’re a first-time homebuyer, you could look into Hawaii’s real estate and discover what the island has to offer. Keep reading below to find out why Hawaii’s weather can convince you to move to the island right this minute.
Published on 04/23/2025
Understanding VA Loans: 5 Restrictions You Should Know About
It's important to remember that loans involve more than just the initial payment, which is why potential homeowners need to understand the consequences and limitations of financing choices. Since it's famous for being a $0 down payment mortgage option, it's not uncommon for eligible applicants for VA loans to overestimate the potential benefits they will receive.
Published on 04/23/2025
5 Factors to Consider Before Buying a Leasehold Property
Back in the 1960s, Hawaii introduced what is known as a "leasehold property" to make owning real estate much more accessible and affordable for the general public. This type of property is a little different than the traditional way of owning a property. For instance, fee simple ownership indicates that the property owner is responsible for all the property, including the land. Under leasehold properties, only the property is leased to the owner under specific terms, while the land it sits on still belongs to someone else. Before you go and purchase a leasehold property, it’s best to know more about it to ensure that you get a good investment. Here are a few things you need to consider:
Published on 04/23/2025
Get Your Facts Straight About These 3 Jumbo Loan Myths
Jumbo loans sound daunting to homeowners as people often associate this mortgage with luxury real estate properties, but you should feel intimidated since it’s only part of the many benefits it offers. In essence, jumbo loans are designed for borrowers who need an amount that goes beyond the allowable limit in conforming mortgages. However, you don’t need to be on the hunt for the next best mansion in town to consider a jumbo loan. The myths surrounding this feasible loan product can make people feel stuck in a rut; that’s why we’re here to clear any misconceptions that may prevent homebuyers from exploring different possibilities with their loan options.
Published on 04/23/2025
What Is a Jumbo Loan and Do You Actually Need One?
For many of us, a conventional loan or similar gives us enough money to fund a home. However, for a handful of people, the loan limits might be just a little too low. If you feel this way, then we recommend looking at jumbo loans. As the name implies, these loans allow you to borrow a lot more money than a conventional loan. However, it does not come without challenges. If you wonder what exactly a jumbo loan is and whether you need one, you are in the right place.
Published on 04/23/2025
What You Need to Know about VA Loan Limits in 2021: Our Guide
If you are a veteran or active duty member of the armed forces, you can take advantage of VA loans. For instance, you can use it on mortgage loans in Ewa Beach to move into a home in Hawaii without any down payment. A VA loan limit is a monetary cap that refers to the maximum amount you can borrow from the Department of Veterans Affairs to purchase or refinance your home without making a down payment. Last December 2020, the Federal Housing Administration announced that the mortgage limit would increase to conforming VA loans in 2021. Understanding mortgage loan limits can help you learn more about your benefits and enjoy them to the fullest. Use this guide to learn more about VA loan limits this year.
Published on 04/23/2025